The terms and conditions of use set out below apply to the website owned, operated and controlled by My Debt Plan Ltd, at www.mydebt-plan.co.uk
The Website is intended for use by residents of the United Kingdom of Great Britain and Northern Ireland only.
By using the Website, users are deemed to have full knowledge of the following terms and conditions and to accept them.
The Site has been prepared to provide information. Whilst we make every effort to ensure the content is accurate, it is not a comprehensive statement of the law, or of the issues raised and should not be relied upon for that purpose.
You are responsible for the accuracy of any information you provide to us via this website or in any dealings with us. We are not liable for any loss incurred by you as a result of actions we take based on inaccurate information.
In no event will employees be liable for any decisions made or action taken through relying on the information in this site.
You authorise us to accept and act on your instructions. You acknowledge that the information you provide will form the basis upon which we will advise you.
My Debt Plan Ltd does not collect any personal data through its Website without users’ consent. Users alone decide whether to provide My Debt Plan Ltd with such data or not.
When users visit the Website, information may be saved on users’ computers as a “cookie” which is then automatically recognised on the next visit to the Website.
For further details please see our privacy policy.
Telephone calls and ‘online chats’ may be monitored and recorded for quality and training purposes.
These Terms and Conditions are governed by and shall be construed in accordance with English law. Disputes in connection with the Website shall be subject to the jurisdiction of English Courts.
Lucy Novo Deakin is a licensed insolvency practitioner in the UK by the Insolvency Practitioners Association (IPA).
My Debt Plan Ltd provides insolvency solutions to individuals, specialising in IVA’s. All advice given is provided in reasonable contemplation of an insolvency appointment. Where you are not suitable for an IVA, we may refer you to one of our trusted partners who specialise on alternative solutions, and as such we will receive payment for the introduction if you enter into a debt solution with one of our partner companies.
Registered address 2nd Floor Blenheim Court, Cheadle, Cheshire, England, SK8 2JY Company Registered in England and Wales Number 10992838 Data Protection ZB284067.
To find out more about managing your money and getting free advice, visit Money Helper, an independent service set up to help people manage their money.
*Our advice on your options is always free. We will always notify you if a solution you choose has any cost.
**Of 2,381 IVA cases approved between January-December 2023, the average expected write off assuming successful completion is 74%.
A debt write off amount between 25% and 75% is realistic, however, the debt write off amount will differ for each customer upon their individual financial circumstances and is subject to approval of their creditors. Any remaining qualifying unsecured debt in your IVA will be written off, however some unsecured debts will be excluded, such as court fines, child maintenance and student loans, therefore you will need to continue paying these both during and after the IVA.
