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Applying for an IVA Liverpool

The more you know, the easier it will be to make changes in the future.
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Apply for an IVA in Liverpool – Get Trusted Local Debt Help

Are you struggling with unaffordable debts in Liverpool? At My Debt Plan, we’re here to support you with compassionate, professional advice and proven debt solutions in Liverpool—including IVAs (Individual Voluntary Arrangements) that can reduce what you owe and help you get back in control.

What Is an IVA?

An IVA is a formal debt solution that allows you to make affordable monthly repayments over a set period—usually five years. At the end of the arrangement, any remaining debt included in the IVA is written off. It’s a popular option for people facing financial pressure who want to avoid bankruptcy and protect their assets.

Why Choose My Debt Plan for Your IVA in Liverpool?

✅ Local Experts – We understand the financial challenges faced by people across Liverpool.
✅ Tailored Support – We take the time to understand your situation and match you with the right debt solution.
✅ Trusted & Experienced – Thousands of people across the UK have already trusted us to guide them out of debt.

Whether you live in Liverpool city centre, Bootle, Anfield, Toxteth, or anywhere across Merseyside, we’re ready to help you explore your options and apply for an IVA that suits your needs.

Apply for an IVA – Liverpool Support That Puts You First

When you’re in debt, it can feel overwhelming. But you don’t have to face it alone. With My Debt Plan, you can apply for an IVA quickly and confidentially. We’ll help you stop bailiff action, freeze interest, and reduce your monthly payments to something more manageable.

Speak to a Friendly Advisor Today

Take the first step towards becoming debt-free. Our team is ready to help you right now.

📞 Call us on 0161 660 0411
💻 Or apply online at mydebt-plan.co.uk

IVA Liverpool – Common Questions

Who qualifies for an IVA in Liverpool?
You may qualify if you owe over £6,000 to two or more creditors and can make regular monthly payments.

Will an IVA stop bailiffs?
Yes, once your IVA is approved, legal action and bailiff visits will be halted.

Can I keep my home and car?
In most cases, yes. An IVA can help protect your assets while managing your debts.

My Debt Plan – Trusted IVA Specialists in Liverpool
Helping local people take back control, one affordable payment at a time.

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My Debt Plan

Timing

  • Monday to Thursday: 08:00 - 20:00
  • Friday: 09:00 - 16:00
  • Saturday to Sunday: Closed

Address

2nd Floor Blenheim Court, Cheadle, Cheshire, England, SK8 2JY

Phone

0161 660 0411

Credit Score

Credit Score Pop Up Wording : An Individual Voluntary Arrangement (IVA) is a formal agreement with creditors to repay a portion of your debts over time, but it does have an impact on your credit score and it will be difficult to obtain further credit whilst on an IVA. Once an IVA is approved, it is recorded on your credit report and will typically remain there for six years from the date it starts.
However, it’s important to note this is the case for most debt solutions and your credit score will likely already have been affected by being in debt in the first place.
Once your IVA is complete you will get a fresh start to begin rebuilding your credit rating.

Fees

IVA costs are charged for the preparation of your proposal and the administration of the arrangement for the full term (usually 5 years) these costs are charged from the monthly contributions you make into the IVA and are not in addition. Costs will only be recovered on approval of your arrangement and once you commence making payments to it. The fees for preparation of the proposal to creditors and calling the meeting for creditors to vote on its approval are called nominees fees, the fees for running the arrangement once approved are called supervisors fees. There are also some expenses incurred in the running of the arrangement such as the registration fee and the statutory insurance that needs to be taken by law, these are called disbursements. For our arrangements, the total of all of these is £3,650 although this may be adjusted by creditors when they vote on whether to accept. No matter what the end total of costs come to, you can be rest assured that these will be taken from the monthly payment we agree with you.