Feefo

Frame 33492

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Feefo

Frame 33492

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Check Eligibility

Consolidate
Your Debts

Reduce your monthly outgoings and take control of your debts with an IVA

  • Interest & charges frozen
  • One low, monthly payment
  • Stop creditor calls and letters
  • Confidential, professional advice
Check Your Eligibility

May not be suitable in all circumstances. Fees apply read more. Your credit rating may be affected, read more.

For free, independent advice, you should visit to Money Helper via their website.
For free, independent advice, you should visit to Money Helper via their website.

Debt consolidation help and advice you can trust

Fast & Efficient Debt Service

Speak to us for confidential debt help. Our friendly, experienced advisors are ready to take your call and help you with any advice you need.

Check Your Eligibility

Write off your debt in 3 simple steps

1. Lets Talk

Complete our online form or give us a call and our friendly advisors will help you without any judgement.

2. Debt Solution

Dependant on your financial situation, we'll let you know if an IVA may be a potential solution for you.

3. Debt Write Off Plan

Dependant on your financial situation, we'll let you know if an IVA may be a potential solution for you.

Credit Score

Credit Score Pop Up Wording : An Individual Voluntary Arrangement (IVA) is a formal agreement with creditors to repay a portion of your debts over time, but it does have an impact on your credit score and it will be difficult to obtain further credit whilst on an IVA. Once an IVA is approved, it is recorded on your credit report and will typically remain there for six years from the date it starts.
However, it’s important to note this is the case for most debt solutions and your credit score will likely already have been affected by being in debt in the first place.
Once your IVA is complete you will get a fresh start to begin rebuilding your credit rating.

Fees

IVA costs are charged for the preparation of your proposal and the administration of the arrangement for the full term (usually 5 years) these costs are charged from the monthly contributions you make into the IVA and are not in addition. Costs will only be recovered on approval of your arrangement and once you commence making payments to it. The fees for preparation of the proposal to creditors and calling the meeting for creditors to vote on its approval are called nominees fees, the fees for running the arrangement once approved are called supervisors fees. There are also some expenses incurred in the running of the arrangement such as the registration fee and the statutory insurance that needs to be taken by law, these are called disbursements. For our arrangements, the total of all of these is £3,650 although this may be adjusted by creditors when they vote on whether to accept. No matter what the end total of costs come to, you can be rest assured that these will be taken from the monthly payment we agree with you.