Are you tired of living under the shadow of debt, constantly worrying about your financial future? At My Debt Plan, we understand the burden that debt can impose on your life, which is why we’re committed to helping you break free and achieve lasting financial stability.
My Debt Plan isn’t just another financial advice platform — With Over 15 years’ experience, we provide honest and confidential debt advice. We are a Highly rated and recommended service, IPA Authorised, providing non-judgemental and supportive advice.
Create a Comprehensive Budget:
Our first step is helping you establish a thorough budget tailored to your unique financial situation.
Live Within Your Means:
It’s essential to adopt a lifestyle that aligns with your financial capabilities.
Build a Robust Emergency Fund:
Life is full of unexpected surprises, and having a solid emergency fund is your safety net against financial crises.
Practice Mindful Spending:
Impulse purchases can derail your financial progress. Through mindfulness exercises and practical tips,
Strategically Repay Debts:
If you’re already burdened by debt, we’ll devise a customized debt repayment plan that prioritizes high-interest debts while ensuring you stay current on all obligations. Whether it’s through debt consolidation, negotiation, or refinancing, we’ll be there to support you.
Explore Income Enhancement:
Increasing your income is a powerful way to expedite debt repayment and bolster your financial security.
Are you currently facing financial challenges due to debt? You’re not the only one encountering such difficulties. The crucial step is to address the issue promptly rather than letting it linger. Debt often escalates when left unattended, making it vital not to overlook the problem. It’s time to confront it directly and take proactive measures.
Contact My Debt Plan for debt advice and assistance in selecting the right debt solution for you. Call 0161 768 4601.
Tell us about your current debts and one of one of our experienced advisors will talk you through all the options available.
Dependant on your circumstances and financial situation, we’ll look at the solutions so you can choose an option that suits you.
Once you have chosen a solution, we will take the necessary steps to arrange this for you.
Lucy Novo Deakin is a licensed insolvency practitioner in the UK by the Insolvency Practitioners Association (IPA).
My Debt Plan Ltd provides insolvency solutions to individuals, specialising in IVA’s. All advice given is provided in reasonable contemplation of an insolvency appointment. Where you are not suitable for an IVA, we may refer you to one of our trusted partners who specialise on alternative solutions, and as such we will receive payment for the introduction if you enter into a debt solution with one of our partner companies.
Registered address 2nd Floor Blenheim Court, Cheadle, Cheshire, England, SK8 2JY Company Registered in England and Wales Number 10992838 Data Protection ZB284067.
To find out more about managing your money and getting free advice, visit Money Helper, an independent service set up to help people manage their money.
*Our advice on your options is always free. We will always notify you if a solution you choose has any cost.
**Of 2,381 IVA cases approved between January-December 2023, the average expected write off assuming successful completion is 74%.
A debt write off amount between 25% and 75% is realistic, however, the debt write off amount will differ for each customer upon their individual financial circumstances and is subject to approval of their creditors. Any remaining qualifying unsecured debt in your IVA will be written off, however some unsecured debts will be excluded, such as court fines, child maintenance and student loans, therefore you will need to continue paying these both during and after the IVA.
