Call free today 0161 768 4601
This notice sets out details of the complaints procedure which we operate to try to resolve any complaints which you may have in relation to the services that we provide. This procedure is aimed at resolving complaints quickly and satisfactorily and further improving the quality of the service we provide.
If you are unhappy with the service we have provided to you, you should feel free to raise this immediately during any interaction with a My Debt Plan member of staff. We will always endeavour to resolve any issue immediately if it is possible to do so.
Should this not be possible, or if you remain dissatisfied, then you should make it known to us that you wish the matter to be taken forward as a complaint. This can be done verbally by telephone (0161 359 4708), by email to Complaints@mydebt-plan.co.uk , by sending a message via the client portal or in writing to “Complaints Officer, My Debt Plan Ltd, Unit 1 and 2 Blenheim Court, Cheadle SK8 2JY”.
Your complaint will be acknowledged within 5 days of receipt and then taken forward by a manager, who may need to contact you initially for further information in order to better understand the issues at hand. We will always seek to find a satisfactory resolution quickly (within 7 days) if possible.
If circumstances mean that a rapid resolution is not possible then a full investigation into all the circumstances of the matter will take place. A Final Response letter will be sent to you within28 working days confirming whether your complaint has been upheld, in full or in part and the reasons for the decision. Where applicable, you will be advised of what steps the company will take to put things right and to ensure the same problem does not re-occur.
It is the company’s aim to resolve any complaint satisfactorily within 28 working days, although occasionally where more detailed investigation is required the process may take longer. If this is the case then you will be notified of this extended timescale.
If you are not satisfied with our final response, or indeed at any point in the process, you can raise a complaint with the Insolvency Practitioner’s professional body via the Insolvency Complaints Gateway. This can be done by visiting the Insolvency Service website at https://www.gov.uk/complain-about-insolvency-practitioner and completing and submitting their online form.
Complaints can also be by post to: IP Complaints, Insolvency Service, 3rd Floor, 1 City Walk, Leeds, LS11 9DA or by calling the Insolvency Service Enquiry Line on 0300 678 0015 (Monday to Friday 8am to 5pm). A summary of the IPA’s complaint procedure can be found at:
http://www.insolvency-practitioners.org.uk/complaints-procedure/complaint-procedure.
Lucy Novo Deakin is a licensed insolvency practitioner in the UK by the Insolvency Practitioners Association (IPA).
My Debt Plan Ltd provides insolvency solutions to individuals, specialising in IVA’s. All advice given is provided in reasonable contemplation of an insolvency appointment. Where you are not suitable for an IVA, we may refer you to one of our trusted partners who specialise on alternative solutions, and as such we will receive payment for the introduction if you enter into a debt solution with one of our partner companies.
Registered address 2nd Floor Blenheim Court, Cheadle, Cheshire, England, SK8 2JY Company Registered in England and Wales Number 10992838 Data Protection ZB284067.
To find out more about managing your money and getting free advice, visit Money Helper, an independent service set up to help people manage their money.
*Our advice on your options is always free. We will always notify you if a solution you choose has any cost.
**Of 2,381 IVA cases approved between January-December 2023, the average expected write off assuming successful completion is 74%.
A debt write off amount between 25% and 75% is realistic, however, the debt write off amount will differ for each customer upon their individual financial circumstances and is subject to approval of their creditors. Any remaining qualifying unsecured debt in your IVA will be written off, however some unsecured debts will be excluded, such as court fines, child maintenance and student loans, therefore you will need to continue paying these both during and after the IVA.
