There’s nothing better than a Christmas dinner with all the trimmings but that doesn’t mean you have to break the bank when it comes to buying food for the big day.
When you’re on a debt solution now is one of the most important times than ever to keep to a budget and that you are spending within your means. Where you buy your food, or whether it is branded or supermarket-owned really isn’t a big deal, at the end of the day it all tastes the same.
We’ve come up with some key ideas to bringing costs down and ways for the whole family to join in.
Skip starters
Let’s face it, the main occasion we are all waiting for is the turkey, so ask yourself the question whether starters are that important or just a nice added extra to warn of those hanger pains a little longer. Especially if you’re on a tight budget, it isn’t a necessity to add your food list. Or if they have been a staple throughout the years and become cemented in your tradition then keep them simple or make your own.
Avoid anything branded
If you’re keeping an eye on your budget, you need to steer clear of branded foods, because the chances are you can find cheaper alternatives that are just as good. When it comes to items such as gravy, vegetables, jars, canned goods, bread, and milk, pick up supermarket-own brands and you’ll save some money.
Make your own
Who doesn’t love a helping hand, but when it comes to pre-made items you will definitely pay a premium for these. Because everyone wants items such as pigs in blankets, desserts, and mince pies, this means supermarkets can get away with charging unreasonable prices, and guess what, we pay them don’t we for the convenience! If you have flour, try making your own Yorkshire puddings and cheese sauce instead of buying a ready-made mix.
Homemade soups require very few ingredients and super tasty, but you don’t want to fill yourself up too much before the main course. Or you could even try your hand at making your own canapes. Most are simple to make, and a great way get the family involved, especially children who will love spreading the toppings and adding garnishes. Anything with a pastry or bread base will help to keep your costs down.
Shop around
Probably the most expensive item on the Christmas table, the cost of a turkey varies hugely per kilo and whether you opt for a crown or full bird. Shopping around for the best price turkey might seem obvious, but it’s easy to forget with everything else going on. In the run up to the festive season lots of shops and supermarkets will be offering discounts so keep your eyes peeled for these online and instore.
Don’t only shop around for your meat. Where you’ll find one store offers a great price for turkey, another supermarket will work out cheaper for your vegetables and trimmings.
And finally, before you buy anything, check your cupboards!
You’ll be amazed at what is lurking at the very back of your cupboards, so get looking to save those pennies going on unnecessary items you already have.
Whatever your budget for the Christmas and New Year, the important thing is to stick to it as best you can and don’t feel compelled to give in to pressure. But remember, we are always here to help. So, if you do find yourself getting into financial difficulty during the Christmas period, or any other time in the year, get in touch and we’d be happy to have a chat and see how we can help you.
To find out more about managing your money and getting free advice, visit MoneyHelper.
