My Debt Plan provides fair and ethical consumer debt advice to UK residents, specialising in Individual Voluntary Arrangements (IVAs).
Utilising our years of experience, we can provide you with clear and balanced financial support.
At My Debt Plan, we change lives and help people with significant debt by offering honest and personalised debt support, whilst providing the highest quality of service.
The first step to taking control of your finances is the most difficult, but our debt professionals are here every step of the way to assist you and to help you resolve your debt predicament.
Tell us about your current debts and one of one of our experienced and friendly advisors can help you get the ball rolling.
Dependant on your circumstances and financial situation, we’ll let you know if an IVA may be a potential solution for you.
If you qualify for an IVA, we will take the necessary steps to set up and arrange this for you.
Lucy Novo Deakin is a licensed insolvency practitioner in the UK by the Insolvency Practitioners Association (IPA).
My Debt Plan Ltd provides insolvency solutions to individuals, specialising in IVA’s. All advice given is provided in reasonable contemplation of an insolvency appointment. Where you are not suitable for an IVA, we may refer you to one of our trusted partners who specialise on alternative solutions, and as such we will receive payment for the introduction if you enter into a debt solution with one of our partner companies.
Registered address 2nd Floor Blenheim Court, Cheadle, Cheshire, England, SK8 2JY Company Registered in England and Wales Number 10992838 Data Protection ZB284067.
To find out more about managing your money and getting free advice, visit Money Helper, an independent service set up to help people manage their money.
*Our advice on your options is always free. We will always notify you if a solution you choose has any cost.
**Of 2,381 IVA cases approved between January-December 2023, the average expected write off assuming successful completion is 74%.
A debt write off amount between 25% and 75% is realistic, however, the debt write off amount will differ for each customer upon their individual financial circumstances and is subject to approval of their creditors. Any remaining qualifying unsecured debt in your IVA will be written off, however some unsecured debts will be excluded, such as court fines, child maintenance and student loans, therefore you will need to continue paying these both during and after the IVA.